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Money Talk

Tips and Tricks to help you make better decisions and live your best financial life.

Remote Capture
All you need to know about mobile deposit

In a world where you can order almost anything through your mobile phone — from a new pair of shoes to a dining room table to tickets to a Caribbean cruise — it only makes sense that MIT FCU offers mobile banking services for our members. You can now check your account balance and transfer funds between accounts, all from the comfort of your home or while on the road.

Auto Loans
Auto Loans

If you’re in the market for a new car or truck, you’re likely also shopping for an auto loan. Your auto loan will affect your monthly budget for the full term of the loan, so it’s important to do your research and make an informed decision before finalizing it. Here’s all you need to know about auto loans and how to choose the one that’s best for you. 

Two ladies looking at laptop screen
Watch Out for Covid-19 Scams

Since 2020, cybercriminals have sent several types of scams related to the COVID-19 pandemic. Many of these scams exploit fears about the pandemic to trick people into acting impulsively. These scams may appear to come from trusted organizations and may seem to contain important health information.

woman using a calculator
Creating a Budget Around Needs and Wants

You know you're adulting when you've actually scheduled time in your day to not only think about budgeting, but actual sit down and set up a budget to live by. It's a scary time, whether you're just starting on the adulting thing, or you know in your heart it should have started decades ago. But budgets don't have to be difficult or scary. This post gives you some tips to get started!


close up of old oscillating fan
Utility Expenses - Stay Cool! (Saving money on air conditioning)

Not long ago, people lived in un-air-conditioned houses as a general rule. Yes, they sweated, and spent time in the shade, or darkened rooms. But these days many people dream about having a home or an apartment with air conditioning. If that's you, this post provides a lot of great tips and things to consider when you're looking for ways to stay cool!

people reviewing a credit report
Does a credit inquiry affect my credit report?

We hear this question frequently from people looking for a quote on a mortgage, or to speak to us about a mortgage. You'll be happy to know that mortgage inquiries and credit reports pulled for a mortgage application, pre-qualification, or even as part of the quote process really don't make that much of a difference. This post provides support of that answer from both Experian and the Consumer Financial Protection Bureau.

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