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Get the Benefits You Deserve from Your Credit Union

Join MIT FCU Today

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Checking Benefits That Add Up

  • 1 free incoming wire per semester
  • Earn $25 when you refer a friend
  • No fee for overdrafts ($10 combined maximum limit)
  • Up to 8 free withdrawals/month at any ATM
  • Free cashier's checks
  • Free replacement Mastercard debit/ATM card (up to 2 free per year)
  • No minimum balance

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Why do your "banking" with a credit union?

At MIT Federal Credit Union we recognize that for students, it's critical to develop excellent financial habits and skills. But it can be difficult to learn these once you're in school and trying to balance your unique banking needs with all the other things "adulting" pulls you towards. As part of MIT, we understand your unique needs and challenges and offer financial services exclusively for the MIT Community, including MIT students as well as their families and housemates.* We can help you make smart financial decisions with online and mobile services, financial education opportunities (virtual and in-person) and the valuable products you need like Savings, Checking, Student Loans and more. Why not get started on your financial goals: build credit, start saving and develop healthy financial habits, and start living your best financial life, today?


Student Talk

Parent FAQ

*Membership benefits extend to eligible individual’s immediate family members and people living in the same household. Immediate family includes a spouse, child, sibling, parent, grandparent, or grandchild, including stepparents, stepchildren, stepsiblings, and adoptive relationships.

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