Get the Benefits You Deserve from Your Credit Union
Join MIT FCU Today
Don't wait, open your account now!
Checking Benefits That Add Up
- 1 free incoming wire per semester
- Earn $25 when you refer a friend
- No fee for overdrafts ($10 combined maximum limit)
- Up to 8 free withdrawals/month at any ATM
- Free cashier's checks
- Free replacement Mastercard debit/ATM card (up to 2 free per year)
- No minimum balance
Convenient, Quick and Easy
- Over 30,00 ATMs and 5,000 Branches available across the country
- Express Payday – Receive ACH Direct Deposits (including paychecks via ACH) up to 48 hours earlier
- Open an account or apply for a loan entirely online
- Web Chat with our in-house staff right on our website
- Easy to use calculators
- Money Management Tool - Set and track goals, monitor spending, and oversee all of your accounts.
Why do your "banking" with a credit union?
At MIT Federal Credit Union we recognize that for students, it's critical to develop excellent financial habits and skills. But it can be difficult to learn these once you're in school and trying to balance your unique banking needs with all the other things "adulting" pulls you towards. As part of MIT, we understand your unique needs and challenges and offer financial services exclusively for the MIT Community, including MIT students as well as their families and housemates.* We can help you make smart financial decisions with online and mobile services, financial education opportunities (virtual and in-person) and the valuable products you need like Savings, Checking, Student Loans and more. Why not get started on your financial goals: build credit, start saving and develop healthy financial habits, and start living your best financial life, today?
Student Talk
- STUDENT TALK How do I deal with US healthcare?
- STUDENT TALK 9 Types of Insurance to Know
- STUDENT TALK Adulthood: Renting and Loans
- STUDENT TALK Homebuying 101
Parent FAQ
- Can I open my own credit union account?
- Should I be a joint owner on my student's account?
- Should I be a joint owner on my student's credit card?
- Do you offer Student Loans?
- Do you have online or mobile account access?
*Membership benefits extend to eligible individual’s immediate family members and people living in the same household. Immediate family includes a spouse, child, sibling, parent, grandparent, or grandchild, including stepparents, stepchildren, stepsiblings, and adoptive relationships.
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- Person to Person Transfer app
- Remote Deposit Capture for depositing checks
- Card Control for alerts and card activation/deactivation