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Express Loans

Express Loan helps for those last minute unforeseen expenses and /or emergencies quickly.

  • Helps build your credit
  • Money deposited directly into your account
  • Quick funding
  • No credit check
  • No prepayment penalty
  • Must be a member for at least 180 days
  • Only 1 loan at a time per borrower
  • .25% discount with auto pay**
  • Loan amounts from $200-$2000

 

18.00% APR*

With any term up to 12 months with AutoPay**

Open now

Unsecured Loans
Effective Date: Wednesday, February 21st, 2024
Type of LoanTermAPR*Payment/$1000
Personal Loan + Co-Application/Guarantor Loan 12 Months 8.75% $87.32
  24 Months 9.00% $45.68
  36 Months 9.25% $31.91
  48 Months 9.50% $25.12
  60 Months 10.00% $21.25
Tuition Assistance Loan** 12 Months 8.75% $87.32
Overdraft Protection Line of Credit^ Line of Credit 11.00% $88.40
Fuel Assistance Loan 12 Months 6.50% $86.29
Express Loan 12 Months 18.00% $91.67
Accessibility Lifestyle Loans 12 Months 8.50% $87.20
  24 Months 8.75% $45.57
  36 Months 9.00% $31.80
  48 Months 9.25% $25.00
  60 Months 9.75% $21.13
Rental Assistance 12 Months 8.50% $87.20
  24 Months 8.75% $45.57
  36 Months 9.00% $31.80


*APR = Annual Percentage Rate. Rate disclosed is based on a highly qualified credit candidate. Rates may vary based on individual creditworthiness. Rates are valid as of 7/21/2023 and are subject to change without notice.

**Automatic loan payments qualifies you for a 0.25% APR reduction, with the exception of the Tuition Assistance Loan. All Personal, Student, Auto, Motorcycle, Trailer, Boat, and RV loans are eligible for an ANNUAL PERCENTAGE RATE reduction of 0.25%.

MIT FCU does not charge for the autopay service.

Discontinuing autopay will result in the loss of promotional 0.25% ANNUAL PERCENTAGE RATE reduction. Any increase in the ANNUAL PERCENTAGE RATE will result in an increase of remaining payments. For example, if Your loan was for $10,000 at 6.4% for 5 years, and the rate increased by 0.25% after 12 months, Your payment would increase by $0.95.

For the life of the loan this offer will never expire. However, the promotion may end at anytime and without notice.

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