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Accessibility Lifestyle Loans

An Accessibility Lifestyle Loan helps you to live your best life. With these loans you can finance any medical equipment, home modifications or devices needed to assist your everyday living.

  • Wheelchairs
  • Medical Equipment
  • Rehabilitation devices


Benefits include:

  • Low, fixed-rate/term based on your credit score
  • No prepayment penalties or service fees
  • .25% discount with auto pay**
  • Borrow up to $25,000 for 60 months

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Unsecured Loans
Effective Date: Sunday, September 24th, 2023
Type of LoanTermAPR*Payment/$1000
Personal Loan + Co-Application/Guarantor Loan 12 Months 8.00% $86.98
  24 Months 8.25% $45.34
  36 Months 8.50% $31.57
  48 Months 8.75% $24.77
  60 Months 9.25% $20.88
Tuition Assistance Loan** 12 Months 7.25% $86.62
Overdraft Protection Line of Credit^ Line of Credit 10.00% $87.88
Fuel Assistance Loan 12 Months 6.50% $86.29
Express Loan 12 Months 18.00% $91.67
Accessibility Lifestyle Loans 12 Months 7.75% $86.86
  24 Months 8.00% $45.23
  36 Months 8.25% $31.46
  48 Months 8.50% $24.65
  60 Months 9.00% $20.76

*APR = Annual Percentage Rate. Rate disclosed is based on a highly qualified credit candidate. Rates may vary based on individual creditworthiness. Rates are valid as of 7/21/2023 and are subject to change without notice.

**Automatic loan payments qualifies you for a 0.25% APR reduction, with the exception of the Tuition Assistance Loan. All Personal, Student, Auto, Motorcycle, Trailer, Boat, and RV loans are eligible for an ANNUAL PERCENTAGE RATE reduction of 0.25%.

MIT FCU does not charge for the autopay service.

Discontinuing autopay will result in the loss of promotional 0.25% ANNUAL PERCENTAGE RATE reduction. Any increase in the ANNUAL PERCENTAGE RATE will result in an increase of remaining payments. For example, if Your loan was for $10,000 at 6.4% for 5 years, and the rate increased by 0.25% after 12 months, Your payment would increase by $0.95.

For the life of the loan this offer will never expire. However, the promotion may end at anytime and without notice.

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