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Certificates
Rates as high as
3.50% APY1
Learn moreMinimum daily balance required to earn APY is $500.00.
Take the easy way home with us
With a Mortgage from MIT FCU, you'll benefit from competitive rates and support at every step.
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Stay confident in the driver's seat
We put you in charge when it comes to financing a new or used vehicle.
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Here to help you breathe easier
Consolidate debt or take care of the unexpected with a Personal Loan.
Learn moreMIT FCU's Annual Memorial Scholarships
MIT Federal Credit Union will award four (4) $2,000 scholarships through the annual scholarship program to support our members in their educational pursuits and honor former staff and volunteers.
Recipients are selected based on essay content, grades, financial need, extracurricular activities & community involvement. Apply by March 13th, 2026.
Learn more Apply now
Financial Wellness Newsletter
People Helping People Award
MIT Federal Credit Union awards the People Helping People award annually. The recipient is a member of both the MIT and MIT FCU communities and shows commitment to bettering their communities.
The award includes a monetary prize of $2,500 for the recipient, as well as a $2,500 donation to a charity chosen by the winner.
Bank when and where you want
With mobile and online banking, two convenient branches on campus, access to over 30,000 ATMs, and 5,600 branches nationwide.
Download our highly rated mobile app!4
Meet Murari: Member Experience Team Leader
"People Helping People emphasizes the importance of members' needs, fostering trust, and building strong relationships. I am committed to providing personalized service, understanding individual financial situations, and offering solutions that genuinely benefit our members.
I enjoy spending time with my family and like to do backyard work in my free time.”
The Credit Union Difference
We are not a bank, and that's an advantage for our members. As a credit union member, here's how you benefit.
At credit unions, members are owners; we answer to them, not investors. Each member has equal ownership.
Thanks to the CO-OP branch network, you can access over 30,000 fee-free ATMs and over 5,600 branch locations nationwide.
Credit unions are not-for-profit cooperatives that give back to their members with great savings rates and lower loan rates.
Throughout the history of U.S. credit unions, taxpayer funds have never been utilized to rescue a credit union.
Credit union deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), a federal government agency.
Learn more about MIT FCU
Interested in learning more about the MIT FCU difference? Discover smarter banking services, financial wellness tips, and more.