Tips and Tricks to help you make better decisions and live your best financial life.
Tech support scams are easy to fall for because a lot of us aren't experts in this area and believe there could be a problem with your computer (or other device) even when there isn't.
Q: I’m trying to increase my credit score ahead of applying for a large loan, so I’m considering signing up for Credit Karma to track my score. How accurate are the credit scores it shares? Is there anything I need to be aware of before signing up for this service?
Did you know the average American household carries $6,358 in credit card debt?
At an average rate of interest, and paying only the minimum, accumulated interest over 5 years may result in your paying double the amount that was originally spent! Find out more.
As a member of MIT FCU, you know that credit unions are always striving to serve their members and community in as many ways as possible. We value each member’s input as an equal owner in the credit union, and offer flexible loan terms as well as low-cost accounts. We also reward our members with higher dividends, and proudly donate our time and our resources to community initiatives and organizations.
Q: Do I need to have a separate rainy day fund and emergency fund?
A: Some people like things simple. Just remember, rainy day funds and emergency funds serve different purposes. Find out why both rather than one might be right for you.
You’re in the market for a furry new friend! You’re getting all gooey-eyed thinking of that small, wet nose, those big, droopy eyes, and those happy, frisky barks. And the online ad you’ve seen for an adorable little puppy makes you believe that dream is well within reach—and well within your budget. Watch out for this scam that has been on the rise in 2020
No one likes to think about what happens when a family member passes on, but it’s best to plan for the financial repercussions of a death in the family long before the time comes.
Q: I’m really trying to stick to a budget this holiday season, and I’m doing most of my shopping online. It should be easy to stay on track, so why am I constantly going over budget?