Money Talk
Tips and Tricks to help you make better decisions and live your best financial life.

Anyone with kids knows that "Monkey See, Monkey Do" is a much more accurate description of parenting than "Monkey Gets Good Advice From Mom or Dad, Monkey Do." Of course, you can talk about good money habits until you're blue in the face, but let's be realistic, kids pay attention to actions, and that's what's important when it comes to raising financially literate and responsible kids.
Welcome to part 3 in this 5 part series, where we're exploring actionable steps and strategies you can use to teach your kids about money - specifically, how to be GOOD with money. In this post, we'll be covering what is perhaps the most crucial step in teaching your children to be financially literate and responsible:
First, You Must Get Your Own Financial House in Order
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Pricing - This question always comes up when we're talking about starting a business. Especially if your client base up until now has been friends, and people within your existing work/life network. And let's be honest, perhaps you're not charging them a lot, or anything at all. This post will provide you with tips, things to consider, and a lot of great resources to assist you with how you look at pricing, how not to undervalue your work, and how to stay competitive or maybe even get more money than your competitors simply because you're better than they are!

Student Talk, a series of student-written blog posts, was started in partnership with the PKG Center's Social Impact Internship Program. It’s focus is providing financial education for students and marginalized communities. MIT Federal Credit Union understands the importance of our community and creating a space for all voices to be heard. If you are interested in writing for our blog, please email us at marketing@mitfcu.mit.edu.
In this post - Whether we like it or not, banks or credit unions are something we all need eventually. How do you know which one best suits your needs? How can you start saving and budgeting to live your best life?

Student Talk, a series of student-written blog posts, was started in partnership with the PKG Center's Social Impact Internship Program. It’s focus is providing financial education for students and marginalized communities. MIT Federal Credit Union understands the importance of our community and creating a space for all voices to be heard. If you are interested in writing for our blog, please email us at marketing@mitfcu.mit.edu.
Credit scores are crucial in the US, whether it be for getting loans, insurance, a place to rent, or a job. Understanding credit scores, their origins and what goes into a credit score, as well as how you can build and maintain it, can assist you in understanding why it’s important.

Student Talk, a series of student-written blog posts, was started in partnership with the PKG Center's Social Impact Internship Program. It’s focus is providing financial education for students and marginalized communities. MIT Federal Credit Union understands the importance of our community and creating a space for all voices to be heard. If you are interested in writing for our blog, please email us at marketing@mitfcu.mit.edu.
Applying for a credit card can involve more than you think, from pre-qualifying to getting approved (or denied) and knowing what you can do about it. This credit card focused post provides details you need if you want a chance at getting approved and starting to build your credit (or improve it).

Student Talk, a series of student-written blog posts, was started in partnership with the PKG Center's Social Impact Internship Program. It’s focus is providing financial education for students and marginalized communities. MIT Federal Credit Union understands the importance of our community and creating a space for all voices to be heard. If you are interested in writing for our blog, please email us at marketing@mitfcu.mit.edu.
Is your credit history is a blank slate? Don't worry, options do exist to turn things around, even when you're just getting started, or starting over. From secured credit cards to credit-builder loans to credit cards for students and more. This post provides a roadmap to building (or rebuilding) your credit.

Think you're ready to take your small business/side hustle to the next level? Have you given thought to what you really need to get there? It isn't usually as easy as more space, or better equipment, although those can help. Do you have the capacity to produce/provide at the level needed if business increases by 10%? 25%? 100%? This post provides you with the questions, and the resources to get the answers you need to take things from hustle to happening now! It never hurts to be fully informed, just takes a little digging, and a lot of intention. Is your business ready? Are you?

Summer Camp is a special experience for children. There are an overwhelming number of camps to choose from. I've found four websites to be an excellent resource in narrowing your search and pinpointing ideal opportunities. It's a quest and challenge to meet all your criteria. The possibilities are endless, but you can efficiently sort through an array of options to find what you're looking for in a children's summer camp. See for yourself!

According to a survey by JumpStart Coalition for Financial Literacy, Only 26% of 13-21 year-olds said that their parents taught them how to manage money. Yikes!
It shouldn't come as a surprise that, at MIT FCU, financial literacy is of paramount importance. That's the main reason we regularly host free financial education seminars and webinars and why we publish additional content on social media and here on our blog. In this 5-part blog series, we're diving deep into actionable steps and strategies you can use to get a leg up on teaching your kids to manage their money well. Let's get started.