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Mobility Vehicle Loans

Mobility Vehicle Loans are for any converted vehicles with adaptive equipment for accessibility.

  • Low, fixed-rate/term based on your credit score
  • No prepayment penalties or service fees
  • .25% discount with auto pay**
  • .25% discount with Energy Efficient/Electric Auto
  • Terms up to 96 months


Rates as low as

7.25%  APR*

Up to 36 month Mobility Vehicle Loan

Open now

Auto Loans
Effective Date: Thursday, June 13th, 2024
Type of LoanTermAPR*Payment/$1000
New/Used Auto Up to 36 Months 7.25% $30.99
New/Used Auto 48 Months 7.50% $24.18
New/Used Auto 60 Months 7.75% $20.16
New/Used Auto 72 Months 8.25% $17.66
New/Used Auto 84 Months 9.25% $16.22
New/Used Mobility Vehicle Loan 36 Month 7.25% $30.99
New/Used Mobility Vehicle Loan 48 Month 7.50% $24.18
New/Used Mobility Vehicle Loan 60 Month 7.75% $20.16
New/Used Mobility Vehicle Loan 72 Month 8.25% $17.66
New/Used Mobility Vehicle Loan 84 Month 9.25% $16.22
New/Used Mobility Vehicle Loan 96 Month 10.25% $15.32

*APR = Annual Percentage Rate. Rate disclosed is based on a highly qualified credit candidate. Rates may vary based on individual creditworthiness. Rates are valid as of 7/21/2023 and are subject to change without notice.

**Automatic loan payments qualifies you for a 0.25% APR reduction, with the exception of the Tuition Assistance Loan. All Personal, Student, Auto, Motorcycle, Trailer, Boat, and RV loans are eligible for an ANNUAL PERCENTAGE RATE reduction of 0.25%.

MIT FCU does not charge for the autopay service.

Discontinuing autopay will result in the loss of promotional 0.25% ANNUAL PERCENTAGE RATE reduction. Any increase in the ANNUAL PERCENTAGE RATE will result in an increase of remaining payments. For example, if Your loan was for $10,000 at 6.4% for 5 years, and the rate increased by 0.25% after 12 months, Your payment would increase by $0.95.

For the life of the loan this offer will never expire. However, the promotion may end at anytime and without notice.

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