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Mobility Vehicle Loans

Mobility Vehicle Loans are for any converted vehicles with adaptive equipment for accessibility.

  • Low, fixed-rate/term based on your credit score
  • No prepayment penalties or service fees
  • .25% discount with auto pay**
  • .25% discount with Energy Efficient/Electric Auto
  • Terms up to 96 months


Rates as low as

5.75%  APR*

Up to 36 month Mobility Vehicle Loan

Open now

Auto Loans
Effective Date: Sunday, September 24th, 2023
Type of LoanTermAPR*Payment/$1000
New/Used Auto Up to 36 Months 5.75% $30.32
New/Used Auto 48 Months 6.00% $23.49
New/Used Auto 60 Months 6.25% $19.46
New/Used Auto 72 Months 6.75% $16.94
New/Used Auto 84 Months 7.75% $15.47
New/Used Auto 96 Month 8.75% $15.97
New/Used Mobility Vehicle Loan 36 Month 5.75% $30.32
New/Used Mobility Vehicle Loan 48 Month 6.00% $23.49
New/Used Mobility Vehicle Loan 60 Month 6.25% $19.46
New/Used Mobility Vehicle Loan 72 Month 6.75% $16.94
New/Used Mobility Vehicle Loan 84 Month 7.75% $15.47
New/Used Mobility Vehicle Loan 96 Month 8.75% $15.97

*APR = Annual Percentage Rate. Rate disclosed is based on a highly qualified credit candidate. Rates may vary based on individual creditworthiness. Rates are valid as of 7/21/2023 and are subject to change without notice.

**Automatic loan payments qualifies you for a 0.25% APR reduction, with the exception of the Tuition Assistance Loan. All Personal, Student, Auto, Motorcycle, Trailer, Boat, and RV loans are eligible for an ANNUAL PERCENTAGE RATE reduction of 0.25%.

MIT FCU does not charge for the autopay service.

Discontinuing autopay will result in the loss of promotional 0.25% ANNUAL PERCENTAGE RATE reduction. Any increase in the ANNUAL PERCENTAGE RATE will result in an increase of remaining payments. For example, if Your loan was for $10,000 at 6.4% for 5 years, and the rate increased by 0.25% after 12 months, Your payment would increase by $0.95.

For the life of the loan this offer will never expire. However, the promotion may end at anytime and without notice.

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