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Insurance and Coverage Options

From our Trusted Partners TruStage™ & MEMBER'S CHOICE

Through this partnership, we're able to offer a wide range of insurance options, giving you the ability to work with knowledgeable insurance professionals to find the coverage you need at a great price to protect you, your home, your family, and your credit.

From time to time, you will receive direct mail from both TruStage and Member's Choice including announcement of special offers. If you receive a mailing from either of the companies, please know they are being sent according to our information sharing program, but that each mailing also provides opportunities to opt out of any future direct mail promotions. Read more about information sharing with our partners.


Did you know?

  • Over the past 3 years our members have received over $1.6MM in paid claims from TruStage!
  • Over 10,000 individual policies are held by our members with TruStage Insurance.
  • In the past year 1,000 new policies have been opened

Are you missing out on something great?


TruStage™ Insurance Program
Auto, Home, Life, AD&D

TruStage Insurance: Simple, Straightforward, Designed to Fit your Budget.

Backed by more than 80 years of working with credit unions and their members, you can count on TruStage to help protect what matters most.

To get quotes or just explore your options, visit

TruStage Life Insurance (Term Life and Whole Life Coverage is available to qualified members)

TruStage Accidental Death & Dismemberment (AD&D)

TruStage Auto Insurance

TruStage Home and Renters Insurance

How does it work?

As a member of MIT Federal Credit Union you are eligible to enroll for $1000 of no-cost TruStage® Accidental Death & Dismemberment Insurance underwritten by CMFG Life Insurance. AD&D Insurance can pay your beneficiary a cash benefit if you die in an accident. It also pays benefits if you are hospitalized or suffer dismemberment due to a covered accident.

What’s covered?

Once you enroll, AD&D Insurance pays a cash benefit to your beneficiary if you die from a covered accident or you suffer a covered serious injury. Credit union members ages 18 and over can also choose to increase their protection (Member Only Plan) or their family's (Family Plan) with up to an additional $300,000 in coverage.

Acceptance is guaranteed and there are no medical questions.

Enroll today at

MEMBER'S CHOICE® GAP Protection and Credit Life & Disability Insurance

MEMBER'S CHOICE® Guaranteed Asset Protection (GAP) Coverage pays the difference between your insurance settlement and your auto loan's outstanding balance if your car is stolen or totaled in an accident.

Credit Life and Disability Insurance protects family members in the event of a disabling injury or death by reducing or entirely covering payments on outstanding loans. There’s no physical exam required, and enrollment forms are simple. Disability insurance coverage is capped at $40,000 and $600.00 per month up to age 66. Life insurance coverage is capped at $40,000 and $600.000 per month up to age 70.

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