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High Yield Certificate Specials

Put your money to work for you with a certificate account – an easy way to earn dividends! Open an MIT FCU 
High Yield Certificate today and watch your earnings rise.

  • New money only2
  • Minimum balance (to earn dividends)
  • Federally insured up to $250,000 by the NCUA

 

3 Month High Yield Certificate

4.50% APY*

$500 minimum balance (to earn dividends)3

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6 Month High Yield Certificate

5.00% APY*

$5,000 minimum balance (to earn dividends)3

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9 Month High Yield Certificate

4.75% APY*

$5,000 minimum balance (to earn dividends)3

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*APY=Annual Percentage Yield. A $5.00 balance is required to open a Savings Account, which is required for membership at MIT Federal Credit Union. To earn a dividend, you must maintain the Minimum Daily Balance listed above. No dividend will be paid on days when the balance falls below the required minimum. The rate may change after account opening. Fees could reduce earnings on the account. 

2“New Money” is considered funds not currently on deposit at MIT Federal Credit Union.

3Must maintain a minimum daily balance of $5,000.00 (for Regular share certificate types) in your account each day to obtain the disclosed APY.

4Must maintain a minimum daily balance of $25,000.00 (for Regular share certificate types) in your account each day to obtain the disclosed APY.

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