Frequently Asked Questions
- About MIT FCU
- Account Questions
- ATM Questions
- Checking Questions
- Credit Report FAQs
- Credit Score FAQ
- Credit vs. Debit, What's the Difference?
- Debit Card Questions
- Financial Literacy Questions
- GAP Protection and Credit Life & Disability Insurance
- General Product and Service Questions
- Home Banking Questions
- Loan and Credit Questions
- Miscellaneous Questions
- Mobile Apps
- Mobile Check Deposit (MCD)
- Mortgages - Closing and Beyond
- Mortgages and Homebuying
- Parent FAQ
- Roth IRA Questions
- Security Questions
- Share Certificates (CDs) Questions
- Student Loans
- Wallet Pay
Download and complete the Joint Ownership Agreement and return to us in person,or through the mail.
To remove a joint owner from your account, please contact the credit union directly for instructions.
Sign into your account on e-Branch and then click on the Secure Forms drop down to change the address on your account.
If your employer offers direct deposit, give the payroll department our credit union’s routing number 211381754 and your account number.
Membership is available to any MIT Staff, Faculty, Students (grad and undergrad) and many businesses affiliated with MIT. We also offer membership to a number of businesses in the Kendall Square area.
If you qualify for membership, that means the following family members also qualify: spouse, child, sibling, parent, grandparent, grandchild, stepchild, step-sibling, stepparent, and adoptive relationships. Spouses of persons who died while within our field of membership are also eligible.
In addition, people living in the same household with eligible members are eligible for membership.
Joining the credit union? Why not make it a family event? We've got financial education opportunities for pre-school through college, lots of great resources to assist with financial decisions at every stage of life, and no matter where you go, your account is accessible 24/7 via online, mobile and through CO-OP Network and Shared branches around the country.