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Frequently Asked Questions

Credit Score FAQ
It’s simple—pay all your bills on time.  Remember: You can’t...    [Read More]
You'll receive your credit score when you request your free annual credit...    [Read More]
Think of your credit report as a professor’s grade book—containing...    [Read More]
According to FICO, if it does, it probably won’t drop much.  When...    [Read More]
No. It’s a good idea to check your credit report regularly (www.annualcreditreport.com)...    [Read More]
No. There are two main scoring systems: FICO (Fair Isaac Corp.) and VantageScore. 1. ...    [Read More]
No. Lenders may use FICO scores, create their own scoring models, or ask FICO...    [Read More]
Fair Isaac Corp.  www.fico.com  Experian  www.experian.com  Equifax...    [Read More]
Fair Isaac has introduced the FICO Expansion Score, based on deposit account...    [Read More]
Five variables affect your score: 1.    Payment history (about...    [Read More]
It’s a number that represents how likely you are to repay a debt based...    [Read More]
A FICO score is a type of credit score developed by Fair Isaac Corporation to...    [Read More]
A FICO score of 720 or higher typically means your credit risk to a lender or...    [Read More]
Lenders, primarily. But other users include landlords, cell phone companies,...    [Read More]
Your credit score affects a lot of important things, from finding a job to whether...    [Read More]

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