Interest rates on Certificates of Deposit vary and are based on the term of the certificate and on the opening balance of the certificate. Click here to view current rates. 

A Certificate of Deposit (CD) is a savings certificate entitling the bearer to receive interest. A CD bears a maturity date, a specified fixed interest rate and can be issued in any denomination. When you open a CD, your money is on deposit for a specific time period. For agreeing to keep it on deposit for a specified time period, you earn more than you would in a regular savings account. If funds are withdrawn or the account is closed prior to its’ maturity date, a penalty may be incurred. Click here for disclosure.