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Are there any types of checks that cannot be submitted with MCD?

The following items cannot be submitted via Mobile Check Deposit:

  • Any item drawn on your account or your affiliate's account
  • Any item that is stamped as "non-negotiable"
  • Any item that contains evidence of alteration
  • Any item issued by a financial institution in a foreign country
  • Any item that is not in U.S. currency
  • Any item that is incomplete
  • Any item that is "stale dated" or "post dated"
  • Any third-party check, e.g., any item that is made payable to another party and then endorsed to me by such party
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