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Important note: In the aftermath of Hurricane Helene, MIT FCU is here to help. If you have been affected by the storm and need support, please get in touch with Member Services at (781) 423-2022 or email us at info@mitfcu.mit.edu.

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Become a member today!

Experience the credit union difference.

Apply for membership

Who can join?

If you are a part of the MIT community, an immediate family member, partner, or roommate of a person who qualifies for membership, or if you work for one of our partner associations, you can become a member. If you don't belong to one of those groups, you can become a member by joining the American Consumer Council (ACC). Don't worry; we can take care of the process for you!

membership

To open you will need:

  • Social Security number
  • Driver’s license or government ID
  • Current home address
  • Credit card or bank account and routing number to fund your account

Apply for membership

Note: You’ll need these for any joint owners you’d like to add.

If you don't have a social security number, you can still apply.

Begin with a savings account.

A savings account (called a savings 'share' account) with a $5 minimum balance is required to establish and maintain membership. That $5 represents your ownership share in the Credit Union because once you become an MIT FCU member, you also become an owner.

The Credit Union Difference

We are not a bank, and that's an advantage for our members. As a credit union member, here's how you benefit.

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At credit unions, members are owners; we answer to them, not investors. Each member has equal ownership.

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Thanks to the CO-OP branch network, you can access over 30,000 fee-free ATMs and over 5,000 branch locations nationwide.

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Credit unions are not-for-profit cooperatives that give back to their members with great savings rates and lower loan rates.

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Throughout the history of U.S. credit unions, taxpayer funds have never been utilized to rescue a credit union.

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Credit union deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), a federal government agency.

Bank when and where you want.

With mobile and online banking, two convenient branches on campus, access to over 30,000 ATMs, and 5,000 branches nationwide.

Download our highly rated mobile app!

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