Easy access with mobile banking.

Staying in control of your debit card.

With financial fraud and identity theft on the rise, it’s only natural to worry if it will ever happen to you or your loved ones. Thankfully, it’s now possible to protect yourself from fraud while strategically managing your family finances, using a brand new feature in the MIT FCU mobile app called Card Control.

The new MIT FCU mobile app feature that lets you control debit card usage and spending on the go.

• Lock your cards, in an instant, for any reason
• Control transactions by category (gas, restaurant, online or mobile purchases, etc.)
• Receive alerts when your debit card is used, approved, or exceeds the transaction controls set by you
• Stay informed of potential fraud with alerts on attempted, declined transactions
• Get real-time balances for your accounts

Fraud Protection

A lost or stolen card is just one danger in today’s world, where identity theft, skimming, and other attacks are an unfortunate reality. Turning your debit card off when you’re not using it helps safeguard against fraud. When your card is “off,” no withdrawals or purchases will be approved. Transaction controls that allow your debit card to work only in specific locations or geographic areas, add another layer of protection. And real-time alerts keep you informed when your card is used or declined.

Control Spending

If you’re trying to establish or stick to a budget, Card Control can help there, too. Set spending limits for general use or specify thresholds by merchant types, like gas, groceries, or retail stores. You can also establish these controls by location. The flexible app lets you quickly change these parameters anytime with your mobile device. Going on vacation? Holiday shopping? Simply update your transaction controls to fit your spending needs.