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Important note: In the aftermath of Hurricane Helene, MIT FCU is here to help. If you have been affected by the storm and need support, please get in touch with Member Services at (781) 423-2022 or email us at info@mitfcu.mit.edu.

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Express Loans for the unexpected

An Express Loan provides fast access to cash for last-minute and unforeseen circumstances.

Apply now

For when you need quick funding.

Express Loan helps for those last minute unforeseen expenses and emergencies quickly.

  • Helps build your credit
  • Money deposited directly into your account
  • Quick funding
  • No credit check
  • No prepayment penalty
  • Must be a member for at least 180 days
  • Only 1 loan at a time per borrower
  • .25% discount with auto pay61
  • Loan amounts from $200-$2000

18.00% APR1

With any term up to 12 months with AutoPay61.

Apply now

Unsecured Loan Rates
Effective Date: Thursday, October 3rd, 2024
ProductTermAPR1Estimated Monthly Payment per $1000Apply Now
Personal Loan + Co-Application/Guarantor Loan 12 Months 8.75% $87.32 Apply now
  24 Months 9.00% $45.68 Apply now
  36 Months 9.25% $31.91 Apply now
  48 Months 9.50% $25.12 Apply now
  60 Months 10.00% $21.25 Apply now
Tuition Assistance Loan 12 Months 8.75% $87.32 Apply now
Overdraft Protection Line of Credit Line of Credit 11.00% N/A Apply now
Fuel Assistance Loan 12 Months 6.50% $86.29 Apply now
Express Loan 12 Months 18.00% $91.67 Apply now
Accessibility Lifestyle Loans 12 Months 8.50% $87.20 Apply now
  24 Months 8.75% $45.57 Apply now
  36 Months 9.00% $31.80 Apply now
  48 Months 9.25% $25.00 Apply now
  60 Months 9.75% $21.23 Apply now
Rental Assistance 12 Months 8.50% $87.20 Apply now
  24 Months 8.75% $45.57 Apply now
  36 Months 9.00% $31.80 Apply now

 

Get your credit score and more

Receive your credit score and more with an MIT FCU account. Just enroll through mobile and online banking.

  • Get daily access to your credit score.
  • Daily credit report monitoring. 
  • Financial checkup with detailed spending and cashflow overview.
  • Credit score simulator to help plan how to improve your score.
Online Banking Mobile Banking
 

Bank when and where you want.

With mobile and online banking, two convenient branches on campus, access to over 30,000 ATMs, and 5,000 branches nationwide.

Download our highly rated mobile app!4

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