Active Alert: MIT Federal Credit Union will never text, email or call you asking for personal or account information. Never click a link or download an attachment from someone you don't know. Fraud is on the rise; learn how to protect yourself. Learn more

Important note: In the aftermath of Hurricane Helene, MIT FCU is here to help. If you have been affected by the storm and need support, please get in touch with Member Services at (781) 423-2022 or email us at info@mitfcu.mit.edu.

Go to main content MIT Federal Credit Union

Join now

MIT FCU image
MIT FCU image

Motorcycle, RV, and Boat Loans

Get a low, fixed rate and term based on your credit score, vehicle type and condition.

Apply now

Accelerate towards adventure.

Recreation is more enjoyable with the money-saving features of MIT Federal Credit Union's recreational vehicle loans, such as no processing fees, no service fees, and no prepayment penalty. 

Get a low, fixed rate and your choice of term based on your credit score, vehicle type and condition. 100% financing may be available for motorcyle loans.

Rates as low as

7.25% APR1

  • Low, fixed rate and term
  • APR discount available
  • No service fees or prepayment penalty

Apply now

Other Vehicle Loan Rates
Effective Date: Thursday, October 3rd, 2024
ProductTermAPR1Estimated Monthly Payment per $1000Apply Now
Motorcycles
(New & Used)
36 Months 5.00% $29.98 Apply now
  48 Months 5.25% $23.15 Apply now
  60 Months 5.50% $19.11 Apply now
  72 Months 5.75% $16.46 Apply now
  84 Months 6.00% $14.62 Apply now
Boats, RV's, & Utility Trailers
(New & Used)
36 Months 7.25% $30.99 Apply now
  48 Months 7.50% $24.18 Apply now
  60 Months 7.75% $20.16 Apply now
  72 Months 8.00% $17.54 Apply now
  84 Months 8.25% $15.72 Apply now
  120 Months 8.50% $12.40 Apply now

What we offer

Low fixed-rate/term

We offer competitive rates and terms based on your credit score. Apply now and save.

APR discounts

Automatically qualify for APR1 discounts when you set up automatic loan payments.

Insurance & Coverage

Available through our affiliate partner, TruStage 

 

 


Recreational Vehicle Buying Center

 

woman using card

Motorcycle Resources

RV Resources

Boat Resources

 

 

Financial Wellness

car with hood open
Auto Expenses - And We Don't Mean the Loan Payment

There's nothing like the smell of a new car. There's also nothing like unexpected expenses.

Continue reading
car dealership
All You Need to Know About Auto Loans

If you’re in the market for a new car or truck, you’re likely also shopping for an auto loan. 

Continue reading
woman using calculator
Navigating the Current Auto Loan Market

Here’s what you need to know about the current auto loan market and how to navigate it successfully.

Continue reading

Bank when and where you want.

With mobile and online banking, two convenient branches on campus, access to over 30,000 ATMs, and 5,000 branches nationwide.

Download our highly rated mobile app!

MIT FCU image  MIT FCU image

Map of the USA

FAQs

FAQs - Vehicle Lending