Starter Savings to accelerate your beginnings
A no-brainer for early earnings, emergency funds, or saving for a big purchase.
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What's the difference between Starter Savings and High Yield Savings?
Starter Savings offers higher returns on the first $2,000 in your account. With a premium dividend rate, Starter Savings is designed to reward members who are creating healthy savings habits and building their financial foundation. Even small deposits can earn at a higher rate while you work toward your goals.
With Starter Savings, enjoy:
5.00% APY1
- Earn more on balances up to $2,000
- Build an emergency fund faster
- No need for large balances to benefit
- Perfect for new savers and growing balances
Get ready for the small wins add up
Access your money when you need it through online and mobile banking—without monthly fees chipping away at your balance.
- $5 minimum to open
- No monthly maintenance fees
- Easy access via withdrawals and transfers
- Federally insured up to $250,000 by the NCUA
Here's how it works. On balances up to and including $2,000, earn an APY (Annual Percentage Yield) of 5.00%. On balances over $2,000, earn an APY of 0.05%. This rate is variable and subject to change.
Open accountOutpace your average Savings Account
More dividends means more of the little extras. If your savings could earn enough for an extra date night, grocery run, or a tank of gas, why settle for average?
You've worked hard for your money, now let your money work harder for you. Reward yourself with some extra breathing room. Future you will thank you!
When you're ready for what's next
As your balance grows and your financial goals evolve, a High Yield Savings Account can become a valuable complement to your overall savings strategy. Once your savings grow beyond your initial foundation, it can help you continue earning competitive returns on larger balances.
Learn more| Product | Minimum Daily Balance to Earn | Dividend Rate | APY 10 | Apply Now |
|---|---|---|---|---|
| Savings | $100.00 | 0.05% | 0.05% | Open account |
| High Yield Savings | $500.00 | 2.86% | 2.90% | Open account |
| IRA Share (Traditional & Roth) | $100.00 | 0.05% | 0.05% | |
| Vacation Club | $0.01 | 0.05% | 0.05% | Open account |
| Holiday Savings | $0.01 | 0.05% | 0.05% | Open account |
| Starter Savings | Up to and including the first $2,000.00 | 4.88% | 5.00% | Open account |
| On remaining balance above $2,000.00 | 0.05% | 5.00% - 0.05% | Open account |
Bank when and where you want
With mobile and online banking, two convenient branches on campus, access to over 30,000 ATMs, and 5,600 branches nationwide.
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