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Save more with High Yield Savings

Earn more than your average Savings with our High Yield Savings Account.

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More savings with a great rate.

Our High Yield Savings Account can help you achieve your financial goals. If you want easy access to your money at a high-interest rate, a High Yield Savings Account could be a great fit.

3.00% APY1

Minimum daily balance required to earn APY is $500.00

MIT FCU offers much more than just a great rate.

  • No monthly maintenance fees
  • $500 minimum balance (to earn dividends)
  • Federally insured up to $250,000 by the NCUA

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Savings Account Rates
Effective Date: Friday, December 6th, 2024
ProductMinimum Daily Balance to EarnDividend RateAPY 10Apply Now
Savings $100.00 0.05% 0.05% Open account
High Yield Savings $500.00 2.96% 3.00% Open account
IRA Share (Traditional & Roth) $100.00 0.05% 0.05% Open account
Select Savings $25,000.00 0.10% 0.10% Open account
Club Accounts None 0.05% 0.05% Open account
Starter Savings Up to and including the first $2,000.00 4.88% 5.00% Open account
  On remaining balance above $2,000.00 0.05% 0.05% Open account

Bank when and where you want.

With mobile and online banking, two convenient branches on campus, access to over 30,000 ATMs, and 5,000 branches nationwide.

Download our highly rated mobile app!4

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What could my recurring (monthly) savings grow to?

Different factors can impact the growth of your savings over time such as the frequency of deposits and the rate of compounding. Use this calculator to determine the future value of your recurring savings and any existing balance you might have accumulated.

Savings

Assumptions

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