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MIT Federal Credit Union 85 Years


At MIT Federal Credit Union, we believe in more than just banking. We provide tailored financial solutions, care for our neighbors, and support local dreams.

We proudly celebrate 85 years of empowering our diverse community to grow, thrive, and achieve.

Learn more about MIT Federal Credit Union.

Certificates

Rates as high as

3.75% APY1

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Minimum daily balance required to earn APY is .

Home Equity Loans

Rates as low as

6.50% APR1

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Auto Loans

Rates as low as

5.75% APR1

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High Yield Savings

 

3.00% APY1

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Minimum daily balance required to earn APY is $500.00.

mortgages

One solution for many needs

Use the money you've already paid into your home to cover expenses.

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savings

Reach your summer Savings goal

Let your money work for you this summer with 3.00% APY1.

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auto-loans

Turn your idle balance into steady gains

Give your money a boost with our Certificate options.

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A Personal loan for every need

Personal loans are lump-sum loans that you can use for a variety of purposes, such as:

  • Consolidating debt for a lower rate
  • Covering unexpected costs
  • Funding home improvements
  • Paying for medical bills
  • Financing a major purchase or expense

Personal loans are unsecured, meaning they don't require you to put up collateral, like your home or car, as security.

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The Credit Union Difference

We are not a bank, and that's an advantage for our members. As a credit union member, here's how you benefit.

mortgage

At credit unions, members are owners; we answer to them, not investors. Each member has equal ownership.

mortgage

Thanks to the CO-OP branch network, you can access over 30,000 fee-free ATMs and over 5,600 branch locations nationwide.

mortgage

Credit unions are not-for-profit cooperatives that give back to their members with great savings rates and lower loan rates.

mortgage

Throughout the history of U.S. credit unions, taxpayer funds have never been utilized to rescue a credit union.

mortgage

Credit union deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), a federal government agency.

 

Core Transformation

MIT Federal Credit Union will be undergoing a core system upgrade, which will provide enhanced service, technology, and security for our members. Core transformation is a significant change for the Credit Union, and our employees are working hard to make sure the transition is as easy as possible for our members.

MIT FCU's core transformation will take place from Friday, October 31st through Monday, November 3rd, 2025. During this time, account access will be unavailable.

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Financial Wellness Newsletter

 

Meet Eric: IT Project Manager

"To me People Helping People means working alongside my colleagues to deliver the best financial products and services to the MIT FCU community. I believe the excellent people working at MIT FCU go the extra mile each day to help our members with whatever questions and issues arise. 

My work as an IT Project Manager impacts many separate areas of the credit union's operations. When working with our different business areas I always try to keep our members in mind. Our goal is to deploy technology solutions to MIT FCU that are both secure and easy to use for our members.

Outside of work I enjoy spending time with my family and friends. Oftentimes on weekends you can find me accompanying my children on adventures near and far. Activities I enjoy include photography, traveling, and cooking.”

Community About MIT FCU

Bank when and where you want

With mobile and online banking, two convenient branches on campus, access to over 30,000 ATMs, and 5,600 branches nationwide.

Download our highly rated mobile app!4

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