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9 Reasons to be Thankful for Your Credit Union

Authored By: MIT FCU

This Thanksgiving, give thanks for your credit union! Let’s review 10 reasons to be grateful you belong to MIT Federal Credit Union.

1. Superior member service

At MIT Federal Credit Union, you’re always greeted with representatives who are ready and willing to help you. We’re truly invested in your financial wellness, and we’re here to help you achieve and maintain it, every step of the way.

2. Better savings rates

At MIT Federal Credit Union, we’re proud to offer you share certificate, money market and savings rates that are well above the national average.

3. We make it easy to qualify for credit

The absence of a national bank corporate office enables us to be more flexible about offering lines of credit. We don’t have to abide by strict credit qualifications, and that makes it easier for you to open a new line of credit, even if your existing credit isn’t perfect.

4. Lower interest rates

Stop by MIT Federal Credit Union to take your pick of personal loans, home loans, auto loans and more, all with reasonable interest rates that are often lower than average. You’ll have the funds you need with a rate you can actually afford!

5. Safer money

Both federally insured credit unions and banks offer insured savings accounts, but credit unions are also subject to strict regulations on their investments and loans. Your money is super-secure at MIT Federal Credit Union.

6. Fee-Free Savings Accounts

Save more with no maintenance fees on Savings accounts at MIT Federal Credit Union. You’ll have a safe place to keep your money without it costing you a dime.

7. You own a piece of your credit union

Credit unions are member-owned and member-operated. You get to weigh in on our major decisions instead of being forced to follow along with whatever the higher-ups decide.  Your money=your choices.

8. Fewer fees

We want you to have access to your money without worrying about expensive ATM fees. To that end, we provide our members with a large network of ATMs with no cost for withdrawing money.

9. Access to a variety of financial services

At MIT Federal Credit Union, we provide our members with an array of financial services to meet every money-related need at every life stage. These include: direct deposit, investment services, vehicle loans, online banking and more!



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