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What exactly is the "certification" process and how does it affect me?

All requested draw amounts are certified by your school. During the certification process, your school will:

  • Verify your enrollment
  • Ensure that the amount you have requested meets your financial need based on the school’s cost of attendance and the other financial aid you’ve received
  • Indicate when the loan funds should be disbursed

After the loan has been certified, the funds will be disbursed directly to your school. If funding is sent electronically, the
deposit will be handled directly by the school. 

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