*APR = Annual Percentage Rate. Rates as of March 1, 2017. 10-Year Fixed Rate Home Equity Loan, cost per thousand borrowed at 4.00% is $10.13 per month. Payment on $175,000.00 at 4.00% is $1,772.75 per month, principal and interest. Payment does not include amounts for taxes and insurance premiums, if applicable, which will increase your payment obligation. Member is responsible for ensuring taxes and insurance obligations are satisfied. This 4.00% Home Equity Loan is available for new money only with MITFCU. Minimum loan amount is $25,000. Loan amounts up to $400,000. Borrow up to 90% of your home’s value (the appraised value of your home less the first mortgage balance). MITFCU will pay closing costs associated with loan. Home Equity Loans closed within 24 months of opening date will be subject to a reimbursement fee. Homeowners and Flood Insurance is required where necessary. Please be aware that current market conditions may limit the amount of financing MITFCU can provide (examples: low property values, property located in a declining value area). State mortgage taxes in FL, KS, MD, MN, NY, OK, TN, and VA. Subject to credit approval. Rates subject to change without notice. Offer is subject to be withdrawn at any time. Restrictions may apply. This disclosure is applicable only to the Home Equity APR. NMLS #699225.