Take It Out for a Spin! <br>2.24% APR*!
Take It Out for a Spin!
2.24% APR*!

Looking to buy a new car or truck? Now is the perfect time!

You may already have your eye on the perfect car or SUV, or maybe you're still deciding which features are the most important to you. Either way, we've got the financing covered! Save on a new** or used model or get a great deal on a pre-owned vehicle.

Borrow smart with a rate as low as 2.24% APR* on new & used vehicles!

Our low rates and flexible terms make it easier on you and your budget.


*APR = Annual Percentage Rate. Rate is valid as of February 1, 2018. Rate may vary based on individual creditworthiness. The rate published above represents the best credit and reflects a 0.25% discount requiring Smart Money Rewards membership (click here to learn more about Smart Money Rewards) with a term up to 60 months and automatic payment from an MIT FCU account. Other rates may apply for longer terms. The payment for a loan of $20,000 for a 60 month term at 2.240% APR is $352.66. The monthly payment for a loan of $20,000 for a 60 month term at 2.490% APR without Smart Money Rewards is $354.86. Some restrictions may apply. Existing MIT Federal Credit Union auto loans are not eligible for refinance.
**A new model vehicle is defined as a current or previous year’s model with 8,000 miles or less.

To qualify for Smart Money Rewards, MIT FCU must receive your net pay, pension, or Social Security via direct deposit in excess of $100. If at any time your Checking Account is closed or becomes inactive (zero transaction[s] within the past 90 days or direct deposit is cancelled), the rate will be increased by 0.25%. Direct deposit must be set up within 90 days.