Print this Page

If you could use a little extra cheer this holiday season,
a holiday loan from MIT FCU may be just what you're looking for.

2020 sure has been a challenging year. If you need extra funds this holiday season, but don’t want to use a credit card, a holiday loan may be the way to go.

Pay for holiday gifts for your family, a dream getaway, or even consolidate debt and start 2021 off with a single monthly payment!

However you choose to spend the extra cash, we hope it helps make the season a little more merry & bright!

Holiday personal loans are “unsecured” meaning no collateral is required, as would be the case with a car loan or a home loan. They offer a low fixed rate* with a variety of terms depending on the amount borrowed and purpose of the loan.

Holiday loans also qualify for Smart Money Rewards.**

  • Amounts between $500 - $25,000
  • No processing or service fees and no pre-payment penalty

Applying is fast and easy!

Apply now


*Rates may vary based on credit worthiness

**The Smart Money Rewards rate on loans reflects a 0.25% discount on published loan rates and requires Smart Money Rewards membership with the automatic payment method of repayment. If you discontinue Smart Money Rewards during the term of the loan, your discounted rate will no longer be valid, and it will revert to the prevailing rate at the time of the loan open date. To qualify for Smart Money Rewards, we must receive your net pay, pension, or Social Security via direct deposit in excess of $100. If at any time your Checking Account is closed or becomes inactive (zero transaction[s] within the past 90 days or direct deposit is cancelled), the rate will be increased by 0.25%. Direct deposit must be set up within 90 days of loan closing date. One or more direct deposits must post and clear to the checking account within each monthly statement cycle.

Go to main navigation