Who can see my credit report other than me?

Only those who have a legitimate business reason to view your credit report. But those who can view it have a significant impact on your financial future. It can be viewed by: 

•    Lenders when you apply for credit or loans;
•    Landlords and insurance companies when you fill out an application, and;
•    Employers if they wish to review your bill-paying history before offering you the job. By law, employers must tell you they are checking your credit report.