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Do all credit reports look the same?

No. There are three main national credit-reporting agencies—Experian, Equifax and TransUnion—each with its own credit report.
Not all lenders report to the same agency. For example, your Visa credit card bill-paying history may be reported to Experian, but not to Equifax. Your loan payment history may be reported to TransUnion, but not to Experian. Therefore, getting a credit report from each of the “big three” credit-reporting agencies will give the most complete picture of your credit history. 

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