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What should I do if my wallet is lost or stolen?

If your wallet has been lost or stolen, take the following actions:

  • Call the three major credit reporting agencies (Equifax: 1-800-525-6285, Experian: 1-888-397-3742 and Trans Union: 1-800-680-7289) and ask them to immediately place a Fraud Alert on your name and Social Security number. The alert means any company that checks your credit knows your information was stolen and they have to contact you by phone to authorize new credit.
  • Notify the SSN national fraud hotline at 1-800-269-0271.
  • Cancel your credit cards and debit cards.
  • For MIT FCU debit cards, call 833-337-6075, as well as our Call Center at 781-423-2022.
  • For MIT credit cards with Elan, call 800-558-3424, or for International members call 701-461-1556.
  • File a police report the same day, if at all possible, in the jurisdiction where your wallet was stolen.
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