Updated 8/20/20: Our Tech Square branch is open by appointment: Mon, Tue, Wed, and Fri 8:30 am - 4:30 pm, and Thu 8:30 am - 5:30 pm.  Our Lincoln Lab branch is open Tue and Wed, 8:30 am - 4:00 pm. Please call 617-253-2845 for an appointment. Please visit MITFCU.ORG/COVID19Support for more information.

Our Lincoln Lab branch will closed for the entire week of Thanksgiving and will reopen for regular hours on Tuesday, December 1st at 8:30 am.

News & Events

News (updated 11/6/2020)

Upcoming Holiday Hours:

Nov 11th, 2020
In observance of Veterans Day, all MIT FCU branches and offices will be closed. You can always access your account online, 24/7, at mitfcu.org.

Nov 26th-27th, 2020
In observance of Thanksgiving, all MIT FCU branches and offices will be closed. You can always access your account online, 24/7, at mitfcu.org.

New Statements:

Our account statements are getting a makeover!

To make it easier to manage your finances, we're introducing a new look for your monthly statement for improved user experience.

When you receive your account statement in September:

  • It will be a higher quality print with a cleaner, member-focused design making it easier for you to read and find the information you need.
  • You'll also be able to access your statement and all of your account information through our online banking system, e-Branch.
  • An archive of the last 24 months of statements will be stored and accessible inside e-Branch.

Note: If you need access to information older than 24 months, please be sure to download it before September 1st. Your information will still be available after that date, by request, for a small fee.

Be sure to sign up for e-Branch (Online Banking) right on our home page, then sign up for e-Statements so you don’t miss out on the option to go green, gain access to all the great services we offer online, and receive your statements, notices, and tax info faster!



Policy Update:

As of July 1, 2020 our Funds Availability Policy has changed. View the new policy here.


Updated Branch Hours

Tech Square Branch – Now open by appointment Mon, Tue, Wed, and Fri 8:30 am - 4:30 pm, and Thu 8:30 am - 5:30 pm. Please call 617-253-2845 for an appointment. Face coverings are required for all branch visits. For everyone’s safety there will be no exceptions.

Lincoln Lab Branch - Closed. ATM’s are available to employees with access to the Lincoln Labs.

Student Center Branch - Closed

MIT FCU member support during COVID-19 Pandemic

We are currently offering a number of ways to support our members experiencing financial hardship due to COVID-19 (Coronavirus) please visit our support page for more details on special loans, skip a pay, and branch access. 

We are offering a new MIT Employee Financial Assistance Program as mentioned on the Atlas Site. Please visit our MIT Employee Assistance page for more information. 

The City of Cambridge has issued an emergency order requiring that face coverings be worn in all public places, businesses and common areas of residential buildings. To read more visit their site.

To find a branch or surcharge-fee free ATM near home, on the road or right here in Cambridge, visit  www.mitfcu.org/locator   If you are planning to visit a branch, please call ahead. Many bank and credit union branches are now closed. Additionally, as an MIT FCU member you have access to our 24/7 call center.

Online access to accounts is available 24/7 for your convenience. 

Online Banking | Mobile Banking | Bill Pay | Remote Deposit | Apply for a Loan | Open an Account


News (May 8, 2020)

MIT Federal Credit Union Donates $10,000 to MIT Staff Emergency Hardship Fund

CAMBRIDGE, Mass., May 8, 2020 – During this difficult time, it is important to support each other and to demonstrate a sense of community. The COVID-19 pandemic has resulted in staggering financial hardships for many individuals either through the loss of employment, illness, or family crisis.  As a member of the MIT community looking for a way to contribute during this challenging time, MIT Federal Credit Union has donated $10,000.00 to the MIT Staff Emergency Hardship Fund. This fund provides financial assistance to MIT staff and postdoctoral scholars (associates and fellows) who are experiencing an immediate, severe, and temporary financial hardship due to a sudden or non-recurring emergency. The Fund consists solely of voluntary charitable donations from alumni/ae, faculty, staff, postdoctoral scholars and friends of the Institute. To expand on their support of the community, the credit union is also offering emergency loans to their members as well as a special financial assistance program for MIT Employees. To learn more about the assistance program, visit www.mitfcu.org/covid19support.

“The credit union is constantly looking for ways to connect with and support the larger MIT community. When this opportunity to contribute to the Hardship Fund presented itself, at such a challenging time, and in a way that would offer support to so many dealing with an immediate need, we knew it was important to lend our support,” said Rui F. Domingos, President, and Chief Executive Officer, MIT Federal Credit Union. “The credit union is an integral part of MIT and we feel strongly that it is our responsibility to lend support in any way we can as a part of that community.”