Cheers to a New Year.... and lower monthly bill payments!

It's a New Year! Time for a fresh start. While we can't help with all of your 2020 resolutions - if paying down your bills is on the list, we're here to help!

Is 2020 the year of getting your finances on track?
A great first step is consolidating your multiple debts into one single, lower-interest payment, so you can pay them off faster. 

With our Personal Loan you can consolidate balances from store cards, credit cards, and even loans from friends and family at a competitive fixed rate.

  • Rate as low as 6.49% APR*
  • Borrow between $500 and $25,000^
  • Various terms available - up to 60 months

What are you waiting for? Start 2020 with a clean slate!

Ready to apply for your Personal Loan now? Click here.


*APR = Annual Percentage Rate. 6.49% APR is for a 12 month repayment and includes Smart Money Rewards Program discount; standard rate is 6.74% APR. Payment example for a loan with 6.49% APR Smart Money Rewards rate is 12 monthly payments of $86.29 per $1,000 borrowed. Loan periods of up to 60 months are available; different payments terms have different interest rates; please see our current rate sheet for details on other terms. Rates are subject to change without notice. Maximum of $25,000 combined in all personal unsecured loans. Offer is valid for loans booked on or after January 1, 2020. This offer is valid for new loans and refinanced loans not held at MITFCU. Existing MITFCU loans are not eligible for refinance at this special rate.