Become a member of MIT Federal Credit Union today.
New Members can earn
up to $125!*
New members earn when joining MIT FCU. Become a member and open a checking account with direct deposit and earn $75. Take it a step further and earn $50 when you open any loan!
Open an account today!
Use Promo Code: Promo2023
Open an Account
*New members will receive $75 for a Checking account with Direct Deposit. Offer valid on a new checking account with direct deposit. Limit one (1) per NEW member only.
A minimum payroll direct deposit of $250 per month for the first three (3) months is required to qualify. Bank ACH transfers, account-to-account or person-to-person external or internal ACH transfers, verification or trial deposits from financial institutions, ACH transfers using online or mobile systems (i.e. PayPal, Venmo, etc.), mobile check deposits, and cash loads or deposits do not qualify as payroll direct deposit. Payroll Direct Deposit must be added to checking account within 30 days of opening. $75 payment will be made within 30 days of first direct deposit.
Members who qualify for the Checking account promotion can earn $50 upon open of new loan of any type. Limit one (1) offer per unique member. Restrictions and limitation apply. Membership, checking account, and loans are subject to approval. $50 payment will be made within 30 days of loan opening. Promotion cannot be combined with other offers, rates, or discounts.
You qualify for membership as an employee of MIT or one of the many MIT affiliates, in or paid from the Cambridge/Lexington area! As a member, immediate family is also eligible for membership. MIT Federal Credit Union is proud to be a part of MIT, serving the MIT Community and related businesses. We're here to help you make smart financial decisions with online banking, mobile banking, and in-person banking with all the products you'd expect from a regular bank or credit union, with the added benefit that we understand your community. We have branches and ATMs in Cambridge/Lexington and around the country, so you can reach us online, from your smart device, or in person, wherever you need us! Get started creating and achieving your financial goals, no matter where you are in life, with us. From checking to loans, to support with budgeting, home buying, and so much more. Don't wait to become a member today!
Credit Union Membership Highlights
- No minimum balance/no fee Checking account
- Great mortgage options
- Energy-efficiency loans
- In-house and virtual financial education opportunities
- Over 30,000 ATMs and 5,000 branches nationwide. Find one now.
Other Important Information
- Financial Resource Center
- Family and housemates are eligible for membership, too!*
MIT Employee Financial Assistance
A special program created to support MIT employees.
- Maximum loan amount $5,000 for active MIT employees.
- 3.50% APR** for up to 36 months.
- First payment deferred for 90 days (example: loan funded on 4/30 would have first payment due 7//31)
- Learn more about our MIT Employee Financial Assistance loan
About MIT FCU
*Membership benefits extend to eligible individual’s immediate family members and people living in the same household. Immediate family includes a spouse, child, sibling, parent, grandparent, or grandchild, including stepparents, stepchildren, stepsiblings, and adoptive relationships.
**APR = Annual Percentage Rate. Payment example for a $5,000 loan with an APR of 3.50% is 36 monthly payments of $146.51. No prepayment penalty. Only one outstanding Employee Assistance Loan is available per membership. This offer is available for a limited time and may be discontinued at any time without notice.
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