Investment & Retirement Planning

 

 

Smart financial planning today leads to a future of confidence and independence. The knowledgeable, experienced team at MIT FCU Investment & Retirement Planning takes time to understand your current situation and needs during a no-cost, no-obligation analysis, and then works with you to customize a strategy for the long run.

Whether your investing, planning, and insurance needs are simple or complex, we're eager to assist. Our guidance and recommendations help carry out your financial planning goals within seven primary areas:

 

1. Financial Planning

Asset Allocation Review
​Client Financial Statements

Cash Flow Analysis
Income Tax Planning
Educational Cost Analysis
Insurance Needs & Policy
Analysis Estate Plan Analysis
Rent vs. Own
Buy vs. Lease
Business Succession Planning

4. Insurance Programs

Equity Index Annuities
Fixed Annuities
Variable Life
Insurance Universal
Life Insurance Term
Insurance Whole Life
Insurance

2. Qualified Accounts

IRA
Roth IRA
SIMPLE IRA
SEPs
401(k)
403(b) Plan - Catch up provision
rules Profit Sharing Plans
Defined Benefit Plans - Pension
Maximization Analysis

5. Investment Programs

Mutual Funds
Variable Annuities
Stocks
Bonds
REITs
Direct Participation Programs

3. Advisory Accounts

Mutual Fund Wrap Accounts
Separately Managed
Accounts Active & Passive
Strategies

6. Educational Accounts

529 Plans
Educational
IRAs UGMAs
UTMAs
 
  7. Non-Qualified Accounts

Standard Brokerage


 


To start the conversation, contact our financial planner today.

 

 

Financial planning offered through Northeast Planning Associates, Inc. (NPA), a registered investment adviser (RIA).  Securities and advisory services offered through LPL Financial (LPL), a RIA and broker-dealer (BD), member FINRA/SIPC. Credit union is not a RIA or BD.  Insurance products offered through LPL or its licensed affiliates. LPL registered representatives offer products and services using MITFCU Investment and Retirement Planning. These products and services offered through NPA, LPL, or its affiliates, which are separate entities from, and not affiliates of the credit union, are:

 

Not Insured by NCUA or Other Government Agency

Not Credit Union Guaranteed

Not Credit Union Deposits or Obligations

May Lose Value