Financial Planning, Retirement & Other Services

 

 

Smart financial planning today leads to a future of confidence and independence. The knowledgeable, experienced team at MITFCU Financial & Retirement Services takes time to understand your current situation and needs during a no-cost, no-obligation analysis, and then works with you to customize a strategy for the long run.

Whether your investing, planning, and insurance needs are simple or complex, we're eager to assist. Our guidance and recommendations help carry out your financial planning goals within seven primary areas:

 

1. Financial Planning

Asset Allocation Review
​Client Financial Statements

Cash Flow Analysis
Income Tax Planning
Educational Cost Analysis
Insurance Needs & Policy
Analysis Estate Plan Analysis
Rent vs. Own
Buy vs. Lease
Business Succession Planning

4. Insurance Programs

Equity Index Annuities
Fixed Annuities
Variable Life
Insurance Universal
Life Insurance Term
Insurance Whole Life
Insurance

2. Qualified Accounts

IRA
Roth IRA
SIMPLE IRA
SEPs
401(k)
403(b) Plan - Catch up provision
rules Profit Sharing Plans
Defined Benefit Plans - Pension
Maximization Analysis

5. Investment Programs

Mutual Funds
Variable Annuities
Stocks
Bonds
REITs
Direct Participation Programs

3. Advisory Accounts

Mutual Fund Wrap Accounts
Separately Managed
Accounts Active & Passive
Strategies

6. Educational Accounts

529 Plans
Educational
IRAs UGMAs
UTMAs
 
  7. Non-Qualified Accounts

Standard Brokerage


 


To start the conversation, contact our financial planner today.

 

 

Securities and advisory services offered through LPL Financial, a registered investment adviser and member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. The Credit Union and LPL Financial are not affiliated.  The LPL Financial Registered Representatives associated with this site may only discuss or transact securities business with residents of the following states: CA, GA, IL, MA, NH, OH, and RI.​