Rate as low as 2.74%APR**

Join MIT Federal Credit Union and Earn $500!*


Become a new member (between 1/15/2019 - 2/28/2019) and you'll receive $500 when you close on an auto loan.*


  • Refinance from another institution

  • Take advantage of President's Day special auto prices

  • Good options for auto insurance, too!

Apply today!


TruStage Auto Insurance

MIT Federal Credit Union members get special offers. To get quotes or just explore your options, visit TruStage.com


 *Offer restricted to new members joining between 1/15/2019 and 2/28/2019. To receive the $500, the new member must close on an auto loan before end of business 2/28/2019. Funds will be deposited into member’s MIT FCU checking account within 30 days of loan funding. Autopay to the loan from an MIT FCU checking account is encouraged.

**APR = Annual Percentage Rate. Rate indicated is valid as of January 15, 2019. Actual rate may vary based on individual creditworthiness and is subject to change at any time. The rate indicated represents the best credit, a 60 month term and a 0.25% discount requiring Smart Money Rewards (SMR) membership. To qualify for SMR membership, MIT FCU must receive your current net pay, pension, or Social Security via direct deposit in excess of $100. If at any time your Checking Account is closed or becomes inactive (zero transaction(s) within the past 90 days or direct deposit is cancelled) the rate will be increased by 0.25%. Direct deposit must be set up within 90 days.

Other rates may apply for longer terms. The payment for a loan of $20,000 for a 60 month term at 2.74% APR is $357.20. The monthly payment for a loan of $20,000 for a 60 month term at 2.99% APR without Smart Money Rewards is $359.40. Some restrictions may apply. Existing MIT Federal Credit Union auto loans are not eligible for refinance. Payment of the $500 bonus may result in tax implications. Please check with your tax adviser.

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