Updated 6/8/20: Our Lincoln Laboratory and Student Center branches remain closed. Our Tech Square branch is open Monday - Friday 8:30 am - 4 pm. Appointments are encouraged. Please call 617-253-2845 for an appointment. Please visit MITFCU.ORG/COVID19Support for more information.
FRAUD ALERT: Fraudsters have been sending out counterfeit cashier’s checks and money orders appearing to be issued by MIT Federal Credit Union. If you received one of these checks in payment for services as a mystery shopper, please do not cash or deposit, and do not send money to the company sending the check! Read more here.
Non-Sufficient Funds/Overdraft (NSF/OD) Protection Lines of Credit safeguard your MITFCU checking account. If you overdraw your personal checking account, this line of credit advances the money necessary to cover your purchase or withdrawal, up to your credit limit.
An Overdraft Protection Line of Credit provides cost-effective peace of mind so you avoid the hassles and embarrassment of an overdraft.
When applying for an Overdraft Protection Line of Credit, please include a copy of a recent pay stub, W-2 or income tax return for income verification.