Personal Loans & Lines of Credit

Choose an MIT Federal Credit Union Personal Loan that provides needed funding for almost any use at a competitive, fixed rate. 

• Lending amounts vary, based on loan
• Convenient payment options
• Discounted rates may apply

Protect your MIT Federal Credit Union Checking Account from Non-Sufficient Funds/Overdrafts and ensure seamless transactions with this line of credit. 

• Includes a low, fixed rate
• $25,000 line limit
• No annual fee

Our Fuel Assistance Loan helps you bridge the financial gap when you prepay your heating bill through a Massachusetts fuel assistance program.

• Fixed rate for predictability
• Terms up to 12 months
• Borrow up to $3,500

Finance energy-efficient upgrades to your primary residence using our Mass Save Heat Loan, offered in conjunction with MassSAVE™. 

• Borrow up to $25,000
• Loan applies to various upgrades
• Terms up to 84 months

Our Tuition Assistance Loan helps you borrow the money for a course which will be reimbursed by your employer. 

• Fixed rate even lower than general personal loans
• Borrow up to $25,000
• Repay at time of reimbursement, within 12 months