Updated 8/20/20: Our Tech Square branch is open by appointment: Mon, Tue, Wed, and Fri 8:30 am - 4:30 pm, and Thu 8:30 am - 5:30 pm.  Our Lincoln Lab branch is open Tue and Wed, 8:30 am - 4:00 pm. Please call 617-253-2845 for an appointment. Please visit MITFCU.ORG/COVID19Support for more information.


MIT Federal Credit Union offers competitive mortgage rates in Massachusetts and beyond. We lend in all 50 states and make it easy for you to go through the application process.

  • Choose from various mortgages that can be tailored to fit your unique needs
  • Rates available as fixed or monthly adjustable options
  • Use our mortgages to finance a new home purchase or refinance an existing mortgage
  • Apply online and receive your preapproval letter within 15 minutes for more leverage in negotiations
  • You also can speak with one of our loan officers / real estate specialists by calling 866.265.1121, Monday through Friday from 9:00am - 5:00pm
  • We've made it easy to pay your MIT FCU loan from an external account. Learn more here.

Get a no-cost homeowners insurance quote from TruStage.

Get a no-cost homeowners insurance quote from TruStage.

Help Protect Your Biggest Investment—Inside and Out

The TruStage® Home Insurance Program helps you protect your home—and everything in it—with coverage designed to be affordable for credit union members.

It covers damage or loss due to fire, weather, theft and more. And it protects you from liability if accident happens on your property.

TruStage gives credit union members access to coverage underwritten by Liberty Mutual Insurance Company—along with these popular benefits:

  • Potential savings for MIT Federal Credit Union members*
  • Discounts for multiple policies, burglary/fire alarms, etc.*
  • 24/7 claims, even on holidays—many settled on the spot
  • Inflation protection—get today’s value for your belongings*
  • Temporary housing assistance when you need it

Don’t wait. It can be easy to get a free quote today.



A Tradition of Strength

TruStage is part of a heritage of faithful service to credit union members spanning more than 80 years. Over 20 million people have selected TruStage for AD&D, life, auto & home insurance and more.

TruStage® Auto & Home Insurance Program is made available through TruStage Insurance Agency and issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Products and features may not be available in all states. Be sure to understand the complete details of coverage, including any exclusions and limitations. If your credit union enables this insurance program to be offered, it is entitled to compensation from TruStage Insurance Agency, LLC, PO Box 61, Waverly IA 50677-0061. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations.*Discounts and savings are available where state laws and regulations allow and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

© TruStage Insurance Agency 2018


Getting a mortgage through MIT Federal Credit Union opens the door to valuable, additional resources that can help you. 

  • Rely on our friendly, experienced team of mortgage experts to thoroughly explain your options and how different mortgages affect your finances
  • Access our rate tracker to tell us what mortgage rate you want, and we'll email you when that rate is available
  • Use MortgageClick to learn more details about the mortgage process
  • Purchase homeowners insurance through our trusted partner, TruStage