Mortgages

MIT Federal Credit Union offers competitive mortgage rates in Massachusetts and beyond. We lend in all 50 states and make it easy for you to go through the application process.

  • Choose from various mortgages that can be tailored to fit your unique needs
  • Rates available as fixed or monthly adjustable options
  • Use our mortgages to finance a new home purchase or refinance an existing mortgage
  • Apply online and receive your preapproval letter within 15 minutes for more leverage in negotiations
  • You also can speak with one of our loan officers / real estate specialists by calling 866.265.1121, Monday through Friday from 9:00am - 5:00pm

Getting a mortgage through MIT Federal Credit Union opens the door to valuable, additional resources that can help you. 

  • Rely on our friendly, experienced team of mortgage experts to thoroughly explain your options and how different mortgages affect your finances
  • Access our rate tracker to tell us what mortgage rate you want, and we'll email you when that rate is available
  • Use MortgageClick to learn more details about the mortgage process
  • Purchase homeowners insurance through our trusted partner, TruStage