MIT Federal Credit Union offers competitive mortgage rates in Massachusetts and beyond. We lend in all 50 states and make it easy for you to go through the application process.

  • Choose from various mortgages that can be tailored to fit your unique needs
  • Rates available as fixed or monthly adjustable options
  • Use our mortgages to finance a new home purchase or refinance an existing mortgage
  • Apply online and receive your preapproval letter within 15 minutes for more leverage in negotiations
  • You also can speak with one of our loan officers / real estate specialists by calling 866.265.1121, Monday through Friday from 9:00am - 5:00pm
  • We've made it easy to pay your MIT FCU loan from an external account. Learn more here.

Getting a mortgage through MIT Federal Credit Union opens the door to valuable, additional resources that can help you. 

  • Rely on our friendly, experienced team of mortgage experts to thoroughly explain your options and how different mortgages affect your finances
  • Access our rate tracker to tell us what mortgage rate you want, and we'll email you when that rate is available
  • Use MortgageClick to learn more details about the mortgage process
  • Purchase homeowners insurance through our trusted partner, TruStage