Insurance & Coverages

MIT Federal Credit Union provides insurance services through trusted partners, TruStage™ (formerly known as CUMemberDirect) and MEMBER'S CHOICE®. Knowledgeable insurance professionals are ready to help find the coverage you need at the price you want.

TruStage™ Auto & Home Insurance Program

TruStage representatives compare policies among various insurance companies to find auto and home insurance coverage tailored to your assets and budget. You'll enjoy convenient online services and support, as well as 24/7 claims service.

TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

MEMBER'S CHOICE® GAP Protection and Credit Life & Disability Insurance

MEMBER'S CHOICE® Guaranteed Asset Protection (GAP) Coverage pays the difference between your insurance settlement and your auto loan's outstanding balance if your car is stolen or totaled in an accident.

Credit Life and Disability Insurance protects family members in the event of a disabling injury or death by reducing or entirely covering payments on outstanding loans.There's no physical exam required, and enrollment forms are simple. Disability insurance coverage is capped at $40,000 and $600.00 per month up to age 66. Life insurance coverage is capped at $40,000 and $600.000 per month up to age 70.