Platinum Credit Card

The Platinum Visa® credit card from MIT Federal Credit Union provides flexible purchasing power at a competitive rate with no annual fee.

  • Credit limits available from $500 to $15,000
  • Quarterly variable rate starts as low as 9.74% APR*, depending on credit score
  • 25-day interest-free grace period on new purchases
  • Same APR for balance transfers and cash advances
  • Includes an auto rental collision damage waiver

Review our Consumer Credit Card Agreement prior to applying.

*APR = Annual Percentage Rate. The ANNUAL PERCENTAGE RATE is subject to change on the first day of the billing cycle quarterly to reflect any change in the Index and will be determined by the Prime Rate ten (10) days prior to the first day of the month of the new quarter of each year as published in The Wall Street Journal “Money Rates” table to which we add a margin. The ANNUAL PERCENTAGE RATE will never be greater than 18.00%. Any increase in the ANNUAL PERCENTAGE RATE will take the form of additional payments shown as Total Minimum Payments on the statement. If the Index is no longer available, the Credit Union will choose a new index which is based upon comparable information. A 1.00% finance charge applies to all foreign transactions.

With the Platinum Visa®, MIT Federal Credit Union members enjoy the convenience and security they expect from a reliable credit card.

  • Anytime online access to your account through MyCardInfo allows you to conveniently make a payment, check available credit, view your current balance, and access previous statements anytime
  • Fraud protection with a zero liability policy safeguards your finances
  • Optional automatic payments simplify your monthly tasks
  • ATM access makes cash advances easy to access
  • Transfer your balances from credit cards with higher interest rates and save money

Stay Connected

  • Visa® Activation Line: 888.691.8661
  • Visa® Info Line: 866.570.1238
  • Report a Lost or Stolen Visa®: 866.570.1238