Auto Loans

MIT Federal Credit Union's Auto Loans get you on the road faster and save you money in the process. We provide smart options for financing a new* or used vehicle with one of the lowest rates available.

  • Secure a low, fixed rate based on your credit score
  • 100% financing may be available
  • Choose from various terms
  • Refinance an auto loan from another institution
  • Convenient electronic payment options available
  • No processing fees, service fees or prepayment penalty - Additional loan details here.
  • We've made it easy to pay your MIT FCU loan from an external account. Learn more here.

*A new car is defined as a current or previous year's model with 8,000 miles or less.

The Auto Buying Center Provides Solutions

Save time on your vehicle research by starting here.

New Vehicles

  • CUDL AutoSMART enables you to conduct custom searches of new vehicles
  • AutoVantage provides 24-hour roadside assistance nationwide
  • Edmunds delivers upfront pricing on new vehicles without the haggling
  • Car and Driver is a leading automotive industry publication with the latest news and reviews
  • Kelley Blue Book allows you to price new vehicles and research their values

Used Vehicles

  • CUDL AutoSMART allows you to locate nearby dealerships and research used vehicles
  • The National Automobile Dealers Association (NADA) Official Used Car Guide provides reliable pricing and information on all types of vehicles
  • Kelley Blue Book is a trusted resource for researching vehicles' values and accessing reviews and ratings
  • AutoTrader is a comprehensive consumer tool to research and locate vehicles

Auto Insurance

An MIT Federal Credit Union Auto Loan includes opportunities for members to save even more money.

*APR = Annual Percentage Rate. Smart Money Rewards membership with automatic payments qualifies you for a 0.25% APR reduction.