Updated 8/20/20: Our Tech Square branch is open by appointment: Mon, Tue, Wed, and Fri 8:30 am - 4:30 pm, and Thu 8:30 am - 5:30 pm.  Our Lincoln Lab branch is open Tue and Wed, 8:30 am - 4:00 pm. Please call 617-253-2845 for an appointment. Please visit MITFCU.ORG/COVID19Support for more information.

Our Lincoln Lab branch will closed for the entire week of Thanksgiving and will reopen for regular hours on Tuesday, December 1st at 8:30 am.



MIT Federal Credit Union offers a better mortgage option, with competitive rates in Massachusetts and beyond, and lending in all 50 states for your convenience.

  • Choose from various terms and options
  • Finance new, or refinance a mortgage
  • Easy application, quick approval

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Home Equity Lines & Loans

Home Equity Lines & Loans from MIT Federal Credit Union provide a higher level of spending flexibility when you're starting a home project or financing a large purchase.

  • Receive as a lump sum or credit line
  • Choose fixed or variable rate
  • Borrow up to $400,000

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Auto Loans

MIT Federal Credit Union's smart, budget-friendly options for financing a new or used vehicle get you on the road with a better deal.

  • Fixed rate for predictable payments
  • Choose from various terms 
  • Convenient payment options

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Recreational Vehicle Loans

Secure a money-saving loan for new or used RVs, motorcycles, utility trailers, and boats to make your next getaway even more enjoyable.

  • Low, fixed rates 
  • Various terms available
  • No processing fees

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Student Loans

MIT Federal Credit Union's private Student Loans help bridge the gap for MIT undergraduates and Sloan School of Management graduate students set to achieve more.

  • Low rates available 
  • Apply once and draw multiple times
  • Flexible repayment options

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Personal Loans & Lines of Credit

We offer various types of personal loans structured for greater convenience - from overdraft protection to financing for your annual heating bills.
  • Various terms for various uses
  • Get the money you need
  • Financial assistance available

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Insurance & Coverages

MIT Federal Credit Union partners with industry leaders TruStage™ and MEMBER'S CHOICE® to offer multiple. high-grade insurance options for your home, life, and auto.
  • Compare policies for the best deal
  • Coverage for important assets
  • Protect yourself and your family

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