Effective 3/18/20, our branches are closed. Our Tech Square branch is available by appointment for emergency transactions Monday – Friday 10 am – 2 pm. Please call 617-253-2845 for an appointment. Please visit MITFCU.ORG/COVID19 for more information.

Vacation/Holiday Club Accounts

Make vacations more relaxing and the holidays merrier with a steady savings strategy through MIT Federal Credit Union's Vacation/Holiday Club Accounts. Save throughout the year while maintaining anytime access to your funds.

  • No minimum balance required to earn interest, and no maintenance fees
  • Dividends are compounded daily and paid monthly*
  • Make deposits and withdrawals anytime, penalty-free (limited to a combined total of six transactions per month) 
  • Transfers funds to and from your account using e-Branch, Mobile Banking, or at branch locations
  • Vacation Club funds automatically transfer to your Savings Account by June 15 for ATM accessibility
  • Holiday Club funds automatically transfer to your Savings Account by October 15 for ATM accessibility

*Rates may change after account opening.

Opening a Vacation/Holiday Club Account through MIT Federal Credit Union is the first step toward memorable moments that you can enjoy with less worry.

  • Save for vacations and holidays ahead of time to reduce debt 
  • Continues to earn interest regardless of your account balance 
  • Access funds quickly and easily, anytime
  • No term requirements provide greater flexibility