Updated 6/8/20: Our Lincoln Laboratory and Student Center branches remain closed. Our Tech Square branch is open Monday - Friday 8:30 am - 4 pm. Appointments are encouraged. Please call 617-253-2845 for an appointment. Please visit MITFCU.ORG/COVID19Support for more information.

FRAUD ALERT: Fraudsters have been sending out counterfeit cashier’s checks and money orders appearing to be issued by MIT Federal Credit Union. If you received one of these checks in payment for services as a mystery shopper, please do not cash or deposit, and do not send money to the company sending the check! Read more here.

Vacation/Holiday Club Accounts

Make vacations more relaxing and the holidays merrier with a steady savings strategy through MIT Federal Credit Union's Vacation/Holiday Club Accounts. Save throughout the year while maintaining anytime access to your funds.

  • No minimum balance required to earn interest, and no maintenance fees
  • Dividends are compounded daily and paid monthly*
  • Make deposits and withdrawals anytime, penalty-free (limited to a combined total of six transactions per month) 
  • Transfers funds to and from your account using e-Branch, Mobile Banking, or at branch locations
  • Vacation Club funds automatically transfer to your Savings Account by June 15 for ATM accessibility
  • Holiday Club funds automatically transfer to your Savings Account by October 15 for ATM accessibility

*Rates may change after account opening.

Opening a Vacation/Holiday Club Account through MIT Federal Credit Union is the first step toward memorable moments that you can enjoy with less worry.

  • Save for vacations and holidays ahead of time to reduce debt 
  • Continues to earn interest regardless of your account balance 
  • Access funds quickly and easily, anytime
  • No term requirements provide greater flexibility