FRAUD ALERT: Fraudsters have been sending out counterfeit cashier’s checks and money orders appearing to be issued by MIT Federal Credit Union. If you received one of these checks in payment for services as a mystery shopper, please do not cash or deposit, and do not send money to the company sending the check! Read more here.

Savings

Savings

Opening a Savings account with a $5 initial deposit is your entrée into MITFCU membership and a higher degree of banking.

  • Dividends paid on daily balances of $100
  • Withdraw money worldwide via ATMs
  • No maintenance fees

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Select Savings

Select Savings offers optimum convenience within a simple savings account that provides more value.

  • Dividends paid on balances of $25,000+
  • Easy access via withdrawals and transfers

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Money Market Accounts

Money Market Accounts elevate your savings with a higher fixed rate than Select Savings.

  • Tiered dividends starting at $1,000 balance
  • Blends solid growth and liquidity
  • No minimum balance to open

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IRAs & Share Certificates

Whether you're saving for the short term or retirement, our Share Certificates are structured to help you reach goals.

  • IRAs include Traditional and Roth options
  • Choose from various terms
  • No monthly fees 

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Vacation/Holiday Club Accounts

Enhance your enjoyment of vacations and holidays by opening Vacation and Holiday Club Accounts and generating more savings year-round.

  • No minimum balance to earn interest
  • Deposit and withdraw funds anytime 
  • Transfer funds quickly using e-Branch

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