Updated 7/20/20: Our Lincoln Laboratory and Student Center branches remain closed. Our Tech Square branch is open by appointment: Mon, Tue, Wed, and Fri 8:30 am - 4:30 pm, and Thu 8:30 am - 5:30 pm. Please call 617-253-2845 for an appointment. Please visit MITFCU.ORG/COVID19Support for more information.

Savings

Savings

Opening a Savings account with a $5 initial deposit is your entrée into MITFCU membership and a higher degree of banking.

  • Dividends paid on daily balances of $100
  • Withdraw money worldwide via ATMs
  • No maintenance fees

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Select Savings

Select Savings offers optimum convenience within a simple savings account that provides more value.

  • Dividends paid on balances of $25,000+
  • Easy access via withdrawals and transfers

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Money Market Accounts

Money Market Accounts elevate your savings with a higher fixed rate than Select Savings.

  • Tiered dividends starting at $1,000 balance
  • Blends solid growth and liquidity
  • No minimum balance to open

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Share and IRA Certificates

Whether you're saving for the short term or retirement, our Share Certificates are structured to help you reach goals.

  • Both Share Certificates and Traditional/Roth IRA certificates available
  • Choose from various terms
  • No monthly fees 

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Vacation/Holiday Club Accounts

Enhance your enjoyment of vacations and holidays by opening Vacation and Holiday Club Accounts and generating more savings year-round.

  • No minimum balance to earn interest
  • Deposit and withdraw funds anytime 
  • Transfer funds quickly using e-Branch

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