Updated 6/8/20: Our Lincoln Laboratory and Student Center branches remain closed. Our Tech Square branch is open Monday - Friday 8:30 am - 4 pm. Appointments are encouraged. Please call 617-253-2845 for an appointment. Please visit MITFCU.ORG/COVID19Support for more information.

FRAUD ALERT: Fraudsters have been sending out counterfeit cashier’s checks and money orders appearing to be issued by MIT Federal Credit Union. If you received one of these checks in payment for services as a mystery shopper, please do not cash or deposit, and do not send money to the company sending the check! Read more here.

Text Banking

Text Banking is another quick, free* way to check your MITFCU account balance and manage your money. Simply text a short command to 454545 and make requests such as these:

  • BAL - Current and available balances for a primary account you designate
  • LAST - Last five transactions in your primary account
  • BAL ALL - Current balances for all your MITFCU accounts
  • TRANS - Transfer funds from a source you set in e-Branch to the primary account used for Text Banking

How to Add More Text Banking Features

  • Access e-Branch and click on the "Mobile Banking & Alerts" page
  • Low Balance Alert - Receive an alert if your balance drops below a threshold you set in e-Branch
  • Second Phone Number - Add a second phone number to a user account

Sign Up and Discover More About Text Banking

Complete your enrollment process within e-Branch. We'll text a code to activate Text Banking. View this demo video to see how Text Banking works, or access our FAQs to learn more.

*Messaging & Data Rates May Apply. Check with your carrier for more information.

Text Banking is an immediate solution when you're traveling and need information about your MIT Federal Credit Union account. 

  • Fastest, easiest way to access your account balances and transactions, anytime and anywhere
  • Enhanced security provides peace of mind