Updated 6/8/20: Our Lincoln Laboratory and Student Center branches remain closed. Our Tech Square branch is open Monday - Friday 8:30 am - 4 pm. Appointments are encouraged. Please call 617-253-2845 for an appointment. Please visit MITFCU.ORG/COVID19Support for more information.

FRAUD ALERT: Fraudsters have been sending out counterfeit cashier’s checks and money orders appearing to be issued by MIT Federal Credit Union. If you received one of these checks in payment for services as a mystery shopper, please do not cash or deposit, and do not send money to the company sending the check! Read more here.

Debit & ATM Cards

MIT Federal Credit Union's Debit Mastercard® and ATM card provide immediate access to your funds worldwide. Withdraw money at thousands of surcharge-free ATMs nationwide or use your cards for point-of-sale transactions.

Debit Mastercard® Keeps Pace

Our debit card combines the convenient features of our ATM card with the ability to make purchases wherever Mastercard® is accepted.

  • Funds are withdrawn automatically from your account
  • Wallet Pay enabled (Apple, Samsung, and Android)
  • Includes eight free ATM withdrawals each month
  • Track itemized transactions within e-Branch
  • See all applicable fees
  • New! Take control of how your debit card is used, right from your phone with My Mobile Money.

Our ATM Card Delivers Convenience

The ATM card keeps your funds close at hand when you're traveling or running errands.

  • Links directly to your MIT Federal Credit Union Checking and Savings accounts
  • Make point-of-sale transactions at participating retailers
  • Any combination of eight withdrawals or point-of-sale transactions, in-network, are free each month
  • See all applicable fees


Report a lost or stolen Debit Mastercard® or ATM card by calling 833.337.6075, or 614.564.5105 from an international location. Activate your new Debit Mastercard® by calling 800.992.3808


Using MIT Federal Credit Union's Debit MasterCard® or ATM card to spend and withdraw money simplifies your personal finances.

  • Provides a secure alternative to cash or checks
  • Smart Money Rewards participants receive reimbursement up to $5 in ATM surcharges each month when they use out-of-network ATMs
  • Includes enhanced Card Fraud Protection