Surcharge Free ATMs
Quickly locate a surcharge-free ATM in Cambridge, MA, and beyond by tapping into MIT Federal Credit Union's ATM network through SUM, CO-OP, and MoneyPass. Use your MITFCU ATM or Debit MasterCard® up to eight times monthly at non-MITFCU ATMs without incurring a fee.
Download the MIT FCU App
Tap into a network of more than 28,000 surcharge-free ATMs on your iPhone/iPad or Android using either of our free MIT FCU Apps.
Download for iPhone/iPad Available on the App Store
Download for Android Android App on Google Play
Find Surcharge-Free ATMs via Text Message
Get the location of a surcharge-free ATM texted to your mobile phone. Standard text-messaging rates apply.
- Send a text to MYCOOP (91989) and enter your location address, zip code or intersection
- You'll receive a reply from CO-OP Network within 30 seconds with the nearest surcharge-free ATM location
- Reply with "More" and you'll receive a longer list of nearby ATMs in the network