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Student Essay Contest

The Cooperative Credit Union Association is pleased to announce the 2022 Student Essay Contest. 7th and 8th grade students are invited to submit an essay with a maximum of 250 words in response to the following topic: 

Your community, your country and the entire world continues to battle the effects of the Covid-19 virus pandemic.  Everyone has experienced changes in how we work, how we learn, how we socialize and credit unions have worked hard to continue to serve their members’ varied financial needs under very challenging circumstances – remote workers, sick or caregiving staff, Covid restrictions such as masks, social distancing, and protective barriers, etc.  Please share the three biggest Covid impacts in your own life and how you have challenged yourself to overcome them.


  • One grand prize: $500
  • Seven finalists: $250
  • Ten honorable mention winners: $50

Rules and Procedures:

  • Only students currently in the seventh and eighth grades are eligible to participate.
  • Students must be Massachusetts residents.
  • Schools must be located in Massachusetts.
  • Students must be sponsored by MIT Federal Credit Union.
  • All essays must be handwritten by the student.
  • Essays should be no more than 250 words in length.
  • Only one essay per student may be submitted. Each student may be sponsored by only one credit union.
  • Each essay should include the student’s name and grade level, home address, school name, teacher’s name, principal’s name and sponsoring credit union. (A standard essay form has been provided -- make copies as necessary.)
  • Essays will be judged on the following criteria:
    • Originality
    • Content
    • Neatness
    • Grammar/Spelling

Winners will be announced in March/April 2022, and an awards ceremony will be scheduled in the spring to honor these students.

Click here to download the application. 

Submission deadline: January 24, 2022

All essays will be reviewed by the essay judging team at MIT Federal Credit Union and forwarded to the Cooperative Credit Union Association for final consideration. 

Sponsored by MIT Federal Credit Union on behalf of the Cooperative Credit Union Association, Inc.


MIT Federal Credit Union
7th & 8th Grade Essay Contest
70 Westview Street
Lexington, MA 02421

*Past winners and MIT FCU employees, volunteers, and their family members are not eligible.

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