Rates as high as 2.80%APY*

Looking to UP
your savings game plan?

Consider our 28-mo Jump-Up Certificate Special.

In today’s increasing rate environment, you can benefit now from our special 28-month Jump Up Certificate rates.
And if rates increase you can “bump up” your rate once during the term for even more savings.

  • Call us at 617.253.2845 or toll-free at 855.648.2848
  • Print, complete and return this form to 700 Technology Square, Cambridge, MA 02139
  • Stop in at one of our branches

Multiple Options Available!

2.80% APY* | 28-mo Jumbo IRA Certificate
Open your Jumbo IRA Certificate with $50,000 or more from another financial institution.

2.70% APY* | 28-mo Jumbo Certificate
Open your Jumbo Certificate with $50,000 or more from another financial institution.

2.65% APY* | 28-mo Jump-Up IRA Certificate
Open your IRA Certificate with $500 or more from another financial institution.

2.55% APY* | 28-mo Jump-Up Certificate
Open your Certificate with $500 or more from another financial institution.


* APY=Annual Percentage Yield. Offer available only for new money to MIT Federal Credit Union. “New Money” means a deposit of funds: (a) from outside MIT FCU and (b) which is incremental to the average daily balance of deposits for the month before the placement of the time deposit. Certificates opened with money transferred from an existing MIT FCU account will receive the standard Jump Up certificate rate. Share Certificate APY assumes dividends are retained in the Certificate; there may be a penalty for early withdrawal. The required Minimum Daily Balance must be maintained at all times. Other terms and conditions apply. Promotional rates are available April 1, 2018 through May 1, 2018 and are subject to change without notice. Rate shown reflects a benefit for members who qualify for Smart Money Rewards. To qualify for Smart Money Rewards, we must receive your net pay, pension, or Social Security via direct deposit in excess of $100. If at any time your Checking Account is closed or becomes inactive (zero transaction/s within the past 90 days or direct deposit is canceled), the rate will be decreased by 0.25%. One or more direct deposits must post and clear to the checking account within each monthly statement cycle.